SO WE STARTED RENTING OUR HOME 6MONTHS AGO. OUR HOUSE IS NOT A FANCY PANSY HOUSE. BUT IT IS A PERFECT HOME FOR US. GREAT SPACE, FENCED YARD, JUST PLENTY OF ROOM FOR US. NEEDS SOME UPDATING ON THE PAINT ON THE INSIDE AND OUT AND COULD USE SOME CARPET. LOL BUT IM NOT COMPLAINING. WE LOVE THIS HOUSE. AND NOT TO MENTION, ITS IN A PERFECT SCHOOL DISTRICT FOR OUR CHILDREN. SO ANYWAY. WE STARTED RENTING 6MTHS AGO. 650 RENT/NOT CHEAP FOR A FAMILY OF 5, BUT WE HAVE MADE IT, BY GODS HANDS WE HAVE MADE IT. AND IM SO PROUD OF US. BUT ANYWAY. NOT EVEN A MONTH AFTER WE STARTED RENTING, WE FOUND OUT THE OWNER OF OUR HOME WAS NOT PAYING HIS PROPERTY TAXES, AND OUR HOME WAS FIXING TO GET SOLD ON COURTHOUSE STEPS. SO WE WERE SCARED OMG WE JUST UPROOTED OUR FAMILY FROM 45MINS AWAY FROM WHERE WE ORIGINALLY WERE, SWITCHED THE KIDS SCHOOL ETC. AND LOOK NOW WE GOTTA MOVE. BUT BY A MIRACLE MAN PAID HIS DUES AND THINGS WERE OKAY. SO WE KEPT ON LIVING LIFE LIKE NORMAL, NO WORRIES, AND CONTINUING TO PAY 650 EVERY MONTH ON TIME, NEVER LATE.
WELL 3MTHS AGO WE WERE TOLD THE OWNER OF OUR HOUSE HAS FILED BANKRUPT AND TURNING OUR HOUSE OVER TO A BANK. SO AS OF END OF THIS PAST AUG THE BANK FORECLOSED ON THIS HOME AND NOW OWNS IT. WE WERE ASKED TO TRY TO BUY IT. SO OF COURSE WE LOVE THIS HOME SO WE JUMP ON IT. WE HAVE WENT THRU 2 DIFF FINANCE PLACES TO GET HELP AND HAVE GOTTEN TOLD YES ONE MINUTE, ONLY GIVE 3PERCENT DOWN, WHICH WASNT TOO BAD, THEN THE OTHER PLACE DIDNT EVEN HAVE THE NERVE TO TELL US NO. THEN RIGHT AT SETTING A CLOSING DATE THE PLACE BACKED OUT ON US GIVING US THE LOAN. (SIGH) SO THE BANK, THE NEW OWNER OF OUR HOME, ASKS US LAST WEEK CAN WE COME IN AND DO AN APP WITH THEM TO SEE IF WE CAN GET APPROVED THRU THEM. WE DO. GET TOLD WE NEED TO GIVE 10PERCENT DOWN, WHICH IS 7,000. WE OF COURSE DO NOT HAVE THAT KIND OF MONEY. WE JUST PAID A LOT ON OUR VEHICLE, PAID FOR MY REVERSAL SURGERY, PAID UP AND PAID OFF BILLS SO WE COULD HAVE EXTRA INCOME. PLUS WE ONLY ALLOTED FOR THE ORIGINAL 3PERCENT DWN WE WERE ASKED FOR BEFORE. WHICH ONLY WAS 2,250. BIG DIFF FROM 7,000. WE TELL THE BANK WE CANT AFFORD THAT, BUT WED TRY TO GET IT BUT IF WE COULDNT WHAT WOULD OUR OTHER OPTION BE. AND THEY SAID WE COULD STAY AND CONTINUE TO RENT UNTIL SOMEONE ELSE BOUGHT IT.
EVERYONE IM AROUND ACTS LIKE ITS NO BIG DEAL TO MOVE AGAIN, NO BIG DEAL TO UPROOT MY KIDS SCHOOL. ITS NOT THAT EASY. I HAVE PUT ALL MY TRUST IN GOD AND PRAYED AND PRAYED AND IM STILL PRAYING A MIRACLE WILL HAPPEN. SOMETHING WILL COME THRU. BUT THE DEVIL IS MAKING EVERYTHING SO HARD FOR ME. IM SO WORRIED AND ANGRY AND EMOTIONAL. AND ALL THESE FEELINGS WHILE TRYING TO HAVE ANOTHER BABY, NOT A GOOD COMBINATION. GOD I JUST PRAY THAT EVERYTHING WILL BE OKAY, IF THIS ISNT THE PLACE FOR US THEN ANOTHER GOOD OPPORTUNITY COME ALONG AND I PRAY WE WONT HAVE TO MOVE THE KIDS SCHOOLS. WE HAVE HAD LET DOWN AFTER LET DOWN, AND OUR CREDIT RAN SO MUCH IN 4MTHS TO GET THIS HOUSE. I DONT KNOW WHY PEOPLE WHO PAY THEIR BILLS ON TIME EVERY MONTH AND CAN GATHER GOOD CREDIT REFERENCES CANT GET HELP. THERE HAS GOT TO BE A PLACE OUT THERE THAT HELPS LOW INCOME FAMILIES GET APPROVED FULLY FOR A MORTGAGE. (SIGH) IDK, IDK ANYMORE. JUST GOD PLEASE MAKE A MIRACLE.
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